Dennis F. Paulaha received B.S. and M.A. degrees in economics from the University of Minnesota and a Ph.D. in economics from the University of Washington. As a college and university professor, he taught macroeconomic and microeconomic theory at the principles, intermediate, advanced, and graduate level, monetary theory and policy, environmental economics, and special issues courses. In the real world, he wrote economic/investment newsletters with as many as 70,000 paid subscribers and was vice president of research for a national brokerage company.